Access smart funding for your business growth
Get flexible financing solutions tailored to your goals. From fulfilling large orders to bridging cash flow gaps, our range of loans is designed to scale your business.

Deliver on larger contracts with confidence
If your business has a valid purchase order from a trusted buyer, Prospa can fund your execution. Get paid upfront so you can fulfill orders at scale - with peace of mind.

Buy now, grow now
Finance the equipment or assets you need to scale. From machinery to vehicles, we help you invest in your future without blocking cash flow today.

Unlock the cash in your receivables
Don’t wait for invoices to clear. Prospa allows you to access funds against verified invoices so you can stay liquid and keep operations moving.

Flexible credit, ready when you are
Access working capital when your business needs it most. Draw what you need, repay flexibly, and grow your available limit over time. Ideal for managing cash flow or bridging operational gaps.

Frequently Asked Questions
We currently offer the following three types of business financing options:
Working Capital Loans
Invoice Financing
Local Purchase Order (LPO) Financing
You qualify by maintaining steady account activity, processing consistent transactions, and operating a registered business.
There’s no fixed limit. Your credit limit increases over time based on your account usage, repayment history, and overall business performance with Prospa.
The minimum loan amount is ₦10 million, with flexible terms that scale based on your business's performance and needs.