Access smart funding for your business growth

Get flexible financing solutions tailored to your goals. From fulfilling large orders to bridging cash flow gaps, our range of loans is designed to scale your business.

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Deliver on larger contracts with confidence

If your business has a valid purchase order from a trusted buyer, Prospa can fund your execution. Get paid upfront so you can fulfill orders at scale - with peace of mind.

Buy now, grow now

Finance the equipment or assets you need to scale. From machinery to vehicles, we help you invest in your future without blocking cash flow today.

Unlock the cash in your receivables

Don’t wait for invoices to clear. Prospa allows you to access funds against verified invoices so you can stay liquid and keep operations moving.

Flexible credit, ready when you are

Access working capital when your business needs it most. Draw what you need, repay flexibly, and grow your available limit over time. Ideal for managing cash flow or bridging operational gaps.

Frequently Asked Questions

We currently offer the following three types of business financing options:

  • Working Capital Loans

  • Invoice Financing

  • Local Purchase Order (LPO) Financing

You qualify by maintaining steady account activity, processing consistent transactions, and operating a registered business.

There’s no fixed limit. Your credit limit increases over time based on your account usage, repayment history, and overall business performance with Prospa.

The minimum loan amount is ₦10 million, with flexible terms that scale based on your business's performance and needs.

A working capital loan is financing that helps your business cover operational costs like salaries, inventory, or short-term expenses. With Prospa, you can access this funding online, fast.