Professional business account in your company name

Open a business account tailored to your brand. Manage funds, receive payments, and conduct transactions under your company’s official name.

Get started

Fast payments, zero delays

Send and receive payments instantly. Keep your business running smoothly with quick and reliable transactions.

Automated bill payments, on time

Schedule and automate bill payments with ease. Never miss a due date while managing recurring expenses efficiently.

Effortless beneficiary management

Add and manage beneficiaries seamlessly. Pay vendors, employees, and partners in one click.

Full financial control, all in one place

Track, manage, and pay bills, invoices, and expenses from a single dashboard. Enjoy streamlined operations with full visibility into your cash flow.

Frequently Asked Questions

Ready to open a business account with Prospa? Here's what you'll need to get started:

Your BVN NIN
Your CAC Certificate from the Corporate Affairs Commission
Your TIN - If you don't have a Tax Identification Number, don't worry, we can help you with that.
A valid Proof of Address (POA)


With these documents in hand, you can apply seamlessly via our mobile app [Insert Link] or by clicking on "Open an account" on our website. If you have any questions, our support team is here to help at help@getprospa.com.

Typically, this happens within minutes, as long as all the required information and documents are correctly provided. Our seamless verification system ensures you can start enjoying your business banking with Prospa without unnecessary delays.

You can open multiple registered business accounts with Prospa. Your accounts will be linked under one profile for easy management. Simply use the "Add a new business" feature within the app to open a new account.

To switch between your different business accounts simply use the "Switch account" option. It's designed to be efficient and convenient for you.

Your deposits are securely held with Prospa Capital Microfinance Bank, which is NDIC-insured, ensuring protection for your funds.

You can open a Prospa Freelance Account (often referred to as a "Personal Business Account") to manage your business finances as a sole proprietor or freelancer. This account allows you to receive payments, track expenses, and access essential tools, all without needing CAC registration.

However, to open a proper Business Account that's registered to a corporate entity, a valid CAC (Corporate Affairs Commission) certificate is a regulatory requirement.

Prospa can help you with your CAC registration! If you're looking to register your business entity. Please send an email to help@getprospa.com and our dedicated team will provide you with all the necessary guidance and support to get your business registered.

Opening a Prospa business account comes with no charges. It's completely free to open an account, and there are no monthly minimum balance requirements. Start your business banking journey with Prospa without any account opening fees.

You are getting this message because you already have an active Prospa account.
If you'd like to access your current Prospa account, simply try resetting your password on the login screen.

However, if you're looking to create a new business account, you can easily do so using our "Add a new business" feature. This allows you to manage multiple Prospa accounts seamlessly under one profile, without any further BVN verification issues.

Yes, your Prospa business account is fully accessible through our intuitive mobile app and from your desktop via our secure web platform, giving you complete control over your finances wherever you are.

Yes.You can begin the process of opening a Prospa business account without a Tax Identification Number (TIN). However, for your account to be fully compliant, a TIN is necessary.

If you need assistance with obtaining your TIN, we can assist you with that. Please reach out to us by submitting a ticket in- app or send an email to help@getprospa.com, and we'll guide you through the registration.