Banking for businesses shaping tomorrow
Infrastructure for real-world growth
Smart, structured financial products - not just features. Designed for businesses that move money, manage teams, and scale.
Credit
At Prospa, credit is personal. Access flexible funding designed to grow with your business — built on real relationships, not just algorithms.
Business account & Payments
Expense cards
Issue Prospa cards to team members and track company spend in real time – online and offline – with complete visibility and controls.
Spend Management
Total control over business spending
Take full control of spending with, limits, approvals, sub-accounts, team collaboration vendor and employee management.
Curious about how it all works? Step into the dashboard demo
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Frequently Asked Questions
Find answers to our most frequently asked questions. Can’t find the answer you're looking for? Email our support team help@getprospa.com
With Prospa, you're not just opening a business account — you're gaining a financial partner and infrastructure built to help you scale.
You build your business credit automatically, simply by using your account or integrating our APIs.
Every transaction — whether through your dashboard or embedded flows — adds to your credibility and strengthens your access to tailored financing.
When it’s time to grow, we don’t hand you a cold application form. We look at your business activity, understand your structure, and have a real conversation about what you need. Because we believe banking should work with you, not against you.
You’ll save on transfer fees, keep your finances organized, and project credibility with a business account in your company’s name — building trust with partners, clients, and suppliers.
Beyond the basics, Prospa gives you tools and APIs to manage and scale your operations: from payroll and payments to expense cards, collections, and multi-business dashboards.
With Prospa, your account — and your API — do more than hold money.
Prospa is built for structured, high-performing African businesses. If you're running payroll, managing multiple accounts or moving significant volumes, Prospa is made for you.
Yes. Prospa is a licensed and regulated financial institution in each jurisdiction where we operate.
Your funds are securely held and protected under applicable deposit insurance and financial regulations.
You can start your application online in just a few minutes.
We review each business individually before sending an invitation to onboard — ensuring the right fit and a seamless experience.
Prospa combines fast, digital banking with real relationship support. You get the tools to run your business, plus access to a team that understands how you work.
Yes. Most of our clients use Prospa as their primary account. You can send and receive payments, run payroll, manage expenses and apply for credit all in one place.
Prospa offers tailored credit solutions based on your unique business needs, transaction history, and turnover.
Our approach is relationship-led — we look at your structure, activity, and growth goals to support you properly.
Yes. You can run multiple registered businesses, accounts and teams all from one dashboard. Everything is built with operators in mind.
We don’t operate traditional bank branches. However, we have dedicated support centres in select regions where clients can get in-person assistance. These locations will be shared with eligible clients based on availability.
You can issue physical or virtual cards to team members, assign spending limits and track usage in real time. It’s built for visibility and control.
Yes. If your business meets the necessary regulatory requirements and jurisdictional guidelines, you can send and receive international payments securely with Prospa.