The Only Business Account You Will Ever Need

A business account. Plus all the tools you need to run your business.

Unlimited Sub-Accounts

Organise your money with dedicated accounts.

Unlimited Businesses

Have more than one business account, manage them easily from one dashboard. Easily switch between accounts

Transaction Categorization

Automatically group your transactions and track expenses in minutes

Marketplace Apps

Connect with favourites, Waveapps, Quickbooks, Sage & Zapier.

Automated Payments

Control and automate the flow of your money, great for payroll.

Inventory Management

Add and manage your stock directly from your Prospa account.

The Basics

Opening an account is 100% free.

Minimum opening balance
Search fee
TIN retrieval or processing
Transportation fee to visit bank
Time to set up a business account
5 Minutes
Traditional Banks
N5,000 - N20,000
Good luck!
Up to N35,000
Beyond The Basics

Every month Prospa members are entitled to ₦100,000 free inflow and
₦100,000 worth free outbound transfers.

Monthly free maintenance allowance
Monthly free transfers
Below minimum balance charges
Account maintenance charges
Per mile charges over 5m inflow
₦0 (No minimum balance)
₦3k for inflow up to ₦500k
₦5k for inflow up to ₦5m
₦0.85 kobo
Traditional Banks
Not available
Not available
N5,000 - N20,000
₦10,000 - Unlimited
N1 per N1,000

*Once you have exceeded your monthly free transfer allowance of ₦100,000, you are charged for outgoing transfers

Get Started
Why We're Better

The average Prospa member saves ₦7,380 per month by not having to pay for
additional business tools.

Customer Management

Improve customer satisfaction with your detailed customer list and increase repeat sales.

Business Hub

Track sales, revenue, expenses and business growth at a glance.

Team Collaboration

Collaborate with teams and departments to manage payments and features.

Bookkeeping To-Do List

Keep your accounts organised with prompts.


Launch an ecommerce store from mobile or web for free.

Budgeting Tool

Stay on track with easy to use budget and revenue tracking tools.

Custom Invoices

Customise and send your invoices.

Sage Integration

Direct integration with Sage accounting software.


Save money with exclusive discounts and offers.

Business API

Connect your company’s applications to your Prospa business API.

External Accounts

Connect, view and manage your other bank accounts from Prospa

Let’s Prospa Together.

Prospa is available on iOS, Android and Web. Open an account today.