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The Only Business Account You Need

A business account. Plus all the tools you need to run your business.

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Unlimited sub accounts

Organise your money with dedicated accounts.

Unlimited businesses

Have more than one business account, manage them easily from one dashboard. Easily switch between accounts

Transaction categorisation

Automatically group your transactions and track expenses in minutes

Marketplace apps

Connect with favourites, Waveapps, Quickbooks, Sage & Zapier

The Basics

Opening an account is 100% free

ProspaTraditional Banks
Minimum opening balance₦0₦5,000 - ₦20,000
Search fee₦0₦5,000
TIN retrieval or processing₦0₦7,000
Transportation fee to visit bank₦0₦2,000
Time to set up a business account5 minutes🤯 Good luck!
Total₦0Up to ₦35,000
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Beyond The Basics

Every month Prospa members are entitled to ₦100,000 free inflow and
₦100,000 worth free outbound transfers

ProspaTraditional Banks
Monthly free maintenance allowance₦100,000Not available
Monthly free transfers₦100,000Not available
Charges for falling below minimum balance₦0 (No minimum balance)₦5,000 - ₦20,000
Account maintenance charges

₦3k for inflow up to ₦500k

₦5k for inflow up to ₦5m

₦10,000 - unlimited 🤷‍♂️
Per mile charges over 5m inflow₦0.85 kobo₦1 per ₦1,000

*Once you have exceeded your monthly free transfer allowance of ₦100,000,
you are charged for outgoing transfers

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Why We’re Better

The average Prospa member saves ₦7,380 per month by not having to pay for
additional business tools

Unlimited sub accounts

Organise your money with dedicated accounts. Learn more here

Unlimited businesses

Have more than one business account, manage them easily from one dashboard. Easily switch between accounts

Transaction categorisation

Automatically group your transactions and track expenses in minutes

Marketplace apps

Connect with favourites, Waveapps, Quickbooks, Sage & Zapier

Automated payments

Control and automate the flow of your money, great for payroll

Inventory management

Add and manage your stock directly from your Prospa account

Customer management

Improve customer satisfaction with your detailed customer list and increase repeat sales

Business hub

Track sales, revenue, expenses and business growth at a glance

Team collaboration

Collaborate with teams and departments to manage payments and features

Bookkeeping to do list

Keep your accounts organised with prompts

Webstore

Launch an ecommerce store from mobile or web for free.

Budgeting tool

Stay on track with easy to use budget and revenue tracking tools

Custom Invoices

Customise and send your invoices

Sage integration

Direct integration with Sage accounting software

Rewards

Save money with exclusive discounts and offers

Business API

Connect your company’s applications to your Prospa business API

External accounts

Connect, view and manage your other bank accounts from Prospa

See for yourself

Enter the amount into the calculator to see our charges

Enter your monthly turnover

Total charges: NGN 0


With Prospa, you’ll know exactly what you’re paying for
and how much you are paying, ahead of time.

Success is a journey. Together we Prospa.
Prospa is available on iOS, Android and Web. Open an account today.